How did some HDB Homeowners upgrade to a private property without forking out any cash?


Many of my clients shared the same concerns that were holding them back.


However, through a detailed   Financial Calculations  & Step-By-Step  Asset Progression Strategies, they have since  UPGRADED  comfortably and have a clearer investment mapped out for the next 5 to 10 years!


 During our sharing session, you will be provided with: 



Like most HDB Homeowners, you are probably using your CPF to pay off your HDB loan... 
Many do not realise that Locking your CPF in your HDB has an adverse effect on your financial portfolio!

That is 5% opportunity costs you are losing each and every year! In dollar terms, for every $200k locked up in your property, you would have lost $53,200 of your money in a matter of 5 years.


What Homeowners & First-Time Buyers must know!



Jay is a dynamic real estate professional, focusing to exceed his client's expectations. To him, real estate builds wealth consistently, and the right property can determine a man’s asset wealth in the short span of 5 to 10 years’ time. 


Investor sentiment has soured on the real estate sector, and being a renowned strategist, Jay is well-engaged in spotting undervalued properties with great capital growth within 5-10 years’ time.


Apart from his business expertise, Jay’s clients receive the utmost care & attention throughout the whole the whole process. He listens diligently to clients’ real estate needs, and helps them achieve their current goals to prepare for the ever changing real estate market.

Client Testimonials

Way to go, Jay! You're so helpful and informative! My wife and I learnt so much from this whole experience. We thought we could only afford a bigger resale flat, but you showed us the way of owning 2 private properties! Thank you so much for being my life-changer! You deserve the absolute best! Highly recommend anyone to look for Jay in regards to real estate.

- Bruce See

Before meeting Jay, our HDB flat was left on the listing for more than 6 months. It was an extremely stressful process... After connecting with Jay through Facebook, he managed to sell our flat within 3 weeks at our desired price! Now, we are proud owners of a 3 bedder condo in Serangoon. Thank you, Jay. We are very grateful.

- Julie Tham


Lets have a coffee session together to find out how you can grow your wealth systematically and predictably today!

Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.


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